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Drive Safe &
Save Up To 40%

We price car insurance based on how safe you drive  — not just your age or zip code.

Get a quote today.

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By initiating a quote request, you acknowledge that Novo or its authorized partners may collect, process, and analyze personal information you provide, along with data from external sources (i.e., driving and claims histories or vehicle records), to provide you with a more accurate quotation. For details on how we process and safeguard your data, please review our Privacy Policy

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Your Driving Habits Set Your Rate

Your Safety Score reflects your actual driving. The higher your score, the lower your rate.

Novo mobile app interface showing a driving summary with a safety score of 85, estimated premium of $169, and navigation tabs for Home, Insurance, Driver Board, and Billing
Smiling family of three with a golden retriever inside a car with an open sunroof, enjoying a drive together

Getting started is easy. Download the Novo app and connect it to your car via Bluetooth — no extra hardware needed.

Complete 5 trips and 200 miles to unlock your Safety Score. Use the insights to build better habits and lower your rate.

Novo app billing screen showing an August bill of $94.50 with options to make an early payment and view details alongside a September usage estimateNovo statistic card highlighting 1.2 thousand active users on an orange gradient backgroundHappy family with a dog sitting inside a car with the sunroof open during a sunny driveNovo app displaying a map with a highlighted driving route from Palo Alto to San Jose International Airport showing trip details

Fair Pricing That Respects You And Your Wallet

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Why pay high rates if you're a safe driver? Your pricing should reflect your good driving habits!

Fair Pricing That Respects You And Your Wallet

Not Sold Yet?

Drive First, Quote Later

Try Novo before you switch. Drive a few trips, get your Safety Score, and see your personalized quote.
No commitment needed.

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Google Play

Try Novo before you switch. Drive a few trips, get your Safety Score, and see your personalized quote.
No commitment needed.

App Store

Google Play

Here’s What To Expect When Signing With Novo

Price Reflects The
Way You Drive

Your rate isn’t set in stone. It changes every month, based on the prior month’s driving and your yearly mileage.

A Personal
Safety Coach

Consider us your personal coach, here to steer you towards safer driving habits.

Full Transparency
On Pricing

See exactly which driving
factors impact your rate, so you know exactly how to lower
your rate.

Cancel Anytime.
No Strings Attached


You’re in control. If Novo’s not for you, cancel anytime — no hidden fees, no penalties. But we think it’s worth staying.

Price Reflects The Way You Drive

Your rate isn’t set in stone. It changes every month, based on the prior month’s driving and your yearly mileage.

A Personal Safety Coach

Consider us your personal coach, here to steer you towards safer driving habits.

Full Transparency On Pricing

See exactly which driving factors impact your rate, so you know exactly how to lower your rate.

Cancel Anytime. No Strings Attached

You’re in control. If Novo’s not for you, cancel anytime — no hidden fees, no penalties. But we think it’s worth staying.

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