Now available for flex users

Fair car insurance that fits how you already pay

Pay a price that reflects how you actually drive — not just your ZIP code, age, or credit. Safe driving can save you up to 38%.

Split payments with
Quote in 2 min
Cancel anytime

Your safe driving sets your rate

Priced around you,
not everyone else

Drive well, pay less. Your habits set your price — not just your ZIP or your age.

The app does the work

No homework, no devices to fuss with. Just drive, Novo handles the rest.

Built for Flex users

Your Novo bill lives in Flex, alongside the rest of your bills. Pay it on your schedule.

PAYING WITH

You decide when and how you pay

Split pay

Split it in two

Break one bill into two smaller payments across the month. Same coverage, more breathing room.

Pay schedule

Pick the 2nd date

Choose when the second half lands, and line it up with payday.

One app

All in one app

Rent, utilities, your Novo bill — all managed in Flex, in one place.

Here’s what to expect
when you join Novo

  1. Icon of a coin with arrows around it.

    Price Reflects
    The Way You Drive

    Your rate isn’t set in stone. It changes every month, based on the prior month’s driving and your yearly mileage.

  2. Icon of a frequency going up.

    See What's Working

    Simple in-app insights show how your driving shapes your price.

  3. Icon of a coin with arrows around it.

    Full Transparency On Pricing

    See exactly what's behind your price — no black box, no jargon.

  4. Icon of a coin with arrows around it.

    Cancel Anytime.
    No Strings Attached

    You’re in control. If Novo’s not for you, cancel anytime. No hidden fees, no penalties. But we think it’s worth staying.

Questions?
Let's clear a few up